Q. Kindly give our readers an introduction to your business. Please include what your business is all about, in which city you are located and if you have offices in multiple locations/ cities.

A. Century First Credit Solutions (CFCS) provides a New York based debt reduction program located in Midtown New York City. Our I.A.P.D.A Certified Debt Specialists hold free face to face consultations that educate consumers as per their debt resolution options.

CFCS takes pride in assisting a wide range of Americans with their debt problems, not only reviewing a customer’s debt situation but also creating a budget and finding appropriate solutions. People turn to Century First Credit Solutions so that they can get their debt down. Possible outcomes for individuals may be a reduction of monthly payments and an elimination of debt in as short a time as 24 months.

Century First Credit Solutions Inc. (CFCS) operates a unique “in-house” model where front end and back end work hand-in-hand, under one umbrella, at our corporate headquarters in midtown Manhattan.

Q. Kindly give us a brief description about yourself (it should include your brief educational or entrepreneurial background and list some of your major achievements).

A. Our principles have had many years of experience in debt settlement helping clients achieve financial freedom. Throughout this, the knowledge we have gained has helped us settle millions of dollars worth of unsecured debt for our clients and  to better acquaint our clients with the necessary skills to get out of their debt.

Q. What inspired you to (start a new business venture) or (to make significant changes in an existing business)? How did the idea for your business come about?

A. During the current “Great Recession” of 2008, Americans needed a way to be able to pay down their unsecured debt with high interest rates, late payments, etc without having the harsh penalties of bankruptcy. With the advent of debt settlement, Americans finally do have a way to get this debt paid off and to get on with their lives.

At Century First Credit Solutions, we focus on the client’s needs by always scheduling a free face-to-face consultation to help build trust and to better work out a financial game plan for the client. We are also A+ rated through the Better Business Bureau and our debt negotiators are certified through the IAPDA (International Association of Professional Debt Arbitrators).

Q. What three pieces of advice would you give to budding entrepreneurs?

A. Provide value to each prospective client
Improve each client’s financial situation for the better
Make it so that they would tell their friends about the product.

Q. What would you say are the top three skills needed to be a successful entrepreneur?

A. Finding a product that greatly helps each and every client.

Being able to manage employees and bringing out the best in them.

Understanding the underlying demand for your product.

Q. How many hours do you work a day on average?

A. 10 hours per day but being an owner you never truly stop working.

Q. To what do you most attribute your success?

A. Finding something that the average American needs.

Q. How do you go about marketing your business? What has been your most successful form of marketing?

A. The best form of marketing is through directly reaching out to qualified clients to familiarize them with their options to better their financial situation whether that be through email, phone, or the internet.

Q. Where did your organizations funding/capital come from and how did you go about getting it? How did you obtain investors for your venture?

A. We are a privately-funded company. The partners built up their available funds through their past work in the debt settlement industry which helped both financially and added to their knowledge of the industry overall.

Q. What is the best way to achieve long-term success?

A. Always add value for the client. Significantly improve the client’s financial situation so that they have no doubt as to why they joined.

Q. Where you see yourself and your business in 5 – 10 years?

A. We will be expanding our area to cover many different states and grow our business to better serve our clients.

Q. Excluding yours, what company or business do you admire the most?

A. Uber is currently one of the most interesting companies to watch because they provide something everybody needs in a fast, efficient form.

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