Mandatory Questions –

Q. 1 Kindly give our readers an introduction to your business. Please include what your business is all about, in which city you are located and if you have offices in multiple locations/ cities.

Ans: Biz4loans is a premiere commercial mortgage brokerage and lending industry leader.  Our company specializes in assisting business owners and entrepreneurs to locate and obtain the right financing or loans to suit their company’s needs.
We not only help good businesses, we help the good people that own and operate them.  Whether it is a business owner that is experiencing financial hardships or an aspiring entrepreneur that needs capital for their business start-up, we keep our borrower’s best interests in mind throughout the lending process.  Granted, credit histories and financial statements are important for evaluating your business.  However it is the character of that business that helps us to develop success relationships.

We have one office located in Fresno California.

Q. 2 Kindly give us a brief description about yourself (it should include your brief educational or entrepreneurial background and list some of your major achievements).

Ans: I have served in the Indian Army as a Major for 18 Years undertaking various leadership roles.

After having retired from the Army I and my family took a leap of faith and moved to California. It is not easy to start afresh and that too in a new country, however with the local support I started from scratch and have built this business from strength to strength. It has been over ten years now that I have been helping people achieve their dreams of funding their business.

Q. 3 What inspired you to (start a new business venture) or (to make significant changes in an existing business)? How did the idea for your business come about?

Ans: I decided to start this business when I realized how difficult it was to get a Loan from the bank to fund a new business. The paperwork can overwhelm anyone and give them sleepless nights. What people want is someone who will help them from start to end i.e. help right from filing an application to following up on the loan approval.

Q. 4 What three pieces of advice would you give to budding entrepreneurs?

Ans: Whenever I meet someone who wants to start her/his business, I remember the advice my father gave me and ensure I share it with anyone who is willing to take advice.

Q. 5 What would you say are the top three skills needed to be a successful entrepreneur?

Ans: The top three skills that will
Perseverance – this is one skill I believe that will make the difference. There will be times when you will be down and out, how fast you pick yourself up and start afresh will make a huge difference.

Passionate about your Business – You have to be passionate about what you do, if you love what you do working day and night to make your business succeed will not feel like a burden.

Networking – Nothing works like networking. Networking can get any job done from hiring the right person to providing help when required. While networking keep in mind not be selfish, also learn to help people.

Q. 6 How many hours do you work a day on average?

Ans: I believe time is the most important resource; we have to ensure we use our time well. On an average I work 8-9 hours a day. I try and get most important tasks done in the first half of the day because that is

Q. 7 To what do you most attribute your success?

Ans: There have been numerous things that have lead to my success. The biggest reason for my success has been an ever supportive family, that understood the needs of my business and

Q. 8 How do you go about marketing your business? What has been your most successful form of marketing?

Ans: For me every dollar counts, every dollar that I spend on my marketing budget needs to pay off. I have researched my target market in depth and hence am able to focus the marketing efforts towards my niche clients. Another thing that we need to do is study our competitors marketing strategy.

The most successful form of marketing in the current scenario is digital marketing. Digital marketing is a very dynamic form of marketing, with new trends emerging every day. The reach digital marketing has is unimaginable.

Q. 9 What is the best way to achieve long-term success?

Ans: The best way to achieve long term success is by being persistent and consistent in your efforts. Don’t give up ,if you fall down get up dust yourself and go again.

Q. 10 Where you see yourself and your business in 5-10 years?

Ans: In five to ten years I would like to see us servicing clients throughout America and also venturing into International finance, while maintaining high standards of quality of service to clients.

Recommended Questions –

Q. 11 How important have good employees been to your success?

Ans: Employees are the backbone of any organization big or small. Having an amazing set of employees has been pivotal in achieving every bit of success that we have seen.

Q. 12 How long do you stick with an idea before giving up?

Ans: I research an idea well before I begin working on it, and once I start working on it I will keep working till the idea succeeds. Yes, there might be times when I change my approach or take a different route to achieve success with the idea. I believe giving up on an idea is the easiest thing to do, but we should try and find ways to make it work.

Q. 13 What motivates you?

Ans: Seeing success in small things everyday keeps me immensely motivated, Even if I amable to help one client a day it brings me immense satisfaction and keeps me going.

Q. 14 How do you generate new ideas?

Ans: I generate new ideas from reading all the time,I read whenever I can and that keeps my mind thinking of new ideas .

Q. 15 How do you define success?

Ans: Success is defined by different people in different ways, some might define success by their designation, some by the number of cars they own, some by the pay package they draw.

For me Success is when I help people achieve their dreams.

Q. 16 How do you build a successful customer base?

Ans: Building a successful customer base is an ongoing process; we work hard to expand our customer base through

Networking – networking is not only about selling; it is also about what you can do for people.

Partner with other Business – we partner with various business that offer complementary services .This helps our clients and also gets in touch with new clients.

Social Media – Networking has never been as easy as on social Media. We use Facebook, LinkedIn, Twitter and Instagram to build our customer database.

Q. 17 What is your favorite aspect of being an entrepreneur?

Ans: Doing what I love and loving what I do is the best part about being an Entrepreneur. You have the ability to create your own destiny, there is nothing you can’t do as an entrepreneur to change your and others life for the better.

What has been your most satisfying moment in business?

Q. 18 What do you feel is the major difference between entrepreneurs and those who work for someone else?

Ans: An Entrepreneur decides his future, profit, time, happiness, duties and a whole lot of other things. While on the other hand, an Employee allows his boss to decide his income, time, schedule and sometimes even happiness. An entrepreneur values freedom and an employee values security. And,what sums up everything an entrepreneur waits for the weekend to get over so he can get back to work while an emplo

Optional Questions –

Q. 19 What are your hobbies? What do you do in your non-work time?

Ans: I am a Golf Enthusiast. Golfing is therapeutic for me, the minute I pick that golf stick my worries seem to melt away. It is extremely important to have some interest beyond work, it helps you switch off and recharge.