Capital and credit are the main areas of concern to small business owners. Thomas Kish tells  readers how his unique strategy can help them get unsecured business credit, and, what are his business philosophies and success mantras.

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Kindly give our readers an introduction to your business.

At CashFlowExperts.biz, we help business owners get access to funding that is truly separate from their personal report. Our valuable business credit comes in the form of fixed rate, fixed term loans made to the name of your business, unsecured lines of credit with check writing privileges up to your full business limit and small business credit cards that can be used anywhere. We also offer help in getting more vendor credit. Our main office is situated in Las Vegas, Nevada. Our four-step system to get unsecured business loan credit is :1) Truly separate yourself personally from your business. 2) Register a business name as an LLC so that you separate yourself from the business, 3) Learn to form an equity business partnership because this not only lowers your tax rates but also doubles or triples the amount of business credit you get, and, 4) Go get the money.

 

Give us a brief description about yourself

Hi, I am Thomas Kish, founder of CashFlowExperts.biz Inc. I am also an author, teacher, business consultant and active investor. I have held many speaking engagements with the Real Estate Investor Association and Business Expo on the subject of business credit. I have written the book “Shortcut to Money Secrets” and have featured on CBS and many other TV shows. My unique strategies for investing by using new business credit has helped many people improve their net worth and, consequently, the quality of their lives.

What ignited the spark in you to start a new business venture?

My favorite part about business is the creative startup phase. Watching the birth of an idea, when everything is riding on you, excites me the most. Hence, it motivates me to launch business ventures.

How important have good employees been to your success?

Good employees are your company. No one separates your business from the people that support it or do the work. Business has two components – a promise and its implementation. The promise is worthless without good employees to deliver.

What three pieces of advice would you give to college students who want to become entrepreneurs?

Register a business name like an LLC. Go get a business line of credit, and, start a part-time business that you carry on separate from your career.

If you had the chance to start your career over again, what would you do differently?

I would start working for myself much sooner than I did. And, I would have incorporated first rather than starting as a sole-proprietor.

What would you say are the top three skills needed to be a successful entrepreneur?

I believe the top three skills needed to be a successful entrepreneur are selling, marketing and organizational skills.

How long do you stick with an idea before giving up?

Bad ideas can be only worked on for short periods of time. Good ideas can be doggedly tried for years until they succeed or trials reveal a better way.

How many hours do you work a day on average?

About 12 hours a day and almost every day of the week.

How has being an entrepreneur affected your family life?

I have a strong and supporting family because I own a business. I spend time with my kids when most other people are working. My family gets to see exactly what I do to earn money, this helps them understand the nature of my work, and, helps strengthen the family bonding.

What motivates you?

One word…Freedom!

How do you generate new ideas?

I have three techniques which help me generate new ideas. One, look at what other people do as an inspiration. Two, work in a quiet space, and, three, network with other successful people.

What is your greatest fear, and how do you manage fear?

As I get older, maintaining my health is my biggest concern. So, I try to take care of myself by exercising daily.

What are your ideals?

Self-reliance, self-control, education and joy guide me through life.

How do you define success?

For me, success means making the world a better place by your actions, living to your full potential and having fun.

What is the best way to achieve long-term success?

Never stop learning, invest in yourself and work very hard.

Where did your organization’s funding/capital come from and how did you go about getting it?

I started my business with personal savings and credit. Then, I was able to attract outside investors with my profitable ideas that I could express articulately and convincingly.

How do you build a successful customer base?

Be accessible and communicate with your customers regularly. Train yourself to be very good at marketing and advertising.

How did you decide on the location for your business?

We picked the best business tax climate, and, Nevada is the nation’s leader with no state tax or business tax.

Do you believe there is some sort of pattern or formula to becoming a successful entrepreneur?

Yes. You have to study successful entrepreneurs from the past, and, the new companies that are succeeding now. For example, the most profitable companies now employ a free-use model that makes money from advertising. A pay for subscription business is usually not as successful.

What book has inspired you the most?

I like modern adventure stories best. Mountain climbing or first descents down amazing rivers excite me.